Susan has over 20 years experience in Short Sales with Fortune 500 banking institutions. She began her career at First Horizon Home Loans in 1992 as a Senior Officer and soon became one of their Underwriting Managers. Susan accepted a position with Wachovia Mortgage Corporation in 2001 as a Government Underwriting Manger. Susan is a Direct Endorsement Underwriter (X740) and a VA Auto/LAPP #9089.
In addition to being a top producing real estate agent with Keller Williams, Susan also works for Titanium Solutions assisting in loss mitigation services.
Susan also has received numerous certifications and training from HUD/FHA, V.A., Fannie Mae and Freddie Mac. In addition, she has also received formal training and certification from First Tennessee Bank, Wachovia Bank, and Chase Bank. Susan graduated from Auburn University in Auburn, Alabama with a B.A. in Psychology and a B.S. in Business Administration (Finance). She also received her M.B.A. (Finance) from Troy University in Troy, Alabama.
Kris has several years experience in the mortgage banking industry. She began her career at The Associates as an acquisitions coordinator. Within a few months she was promoted to a Brokers Sales Representative in the Private Mortgage department. She provided pricing, coordinated appraisals and funded transactions for brokers. In 2001 Kris became a financial analyst for CitiFinancial Mortgage.
She worked in the bulk acquisitions department facilitating all aspects of transactions between banks including: data analysis, pricing, underwriting and funding. In two years she became a senior analyst and expanded her job responsibilities to include repurchases. Kris’ education consists of a BBA in Business Administration and she has taken several MBA courses with special interest in accounting to further her knowledge interest in the accounting field.
Melissa is responsible for multiple projects with a strong focus on the design and implementation of the team’s overall marketing strategy – including but not limited to the development of our websites and print advertising campaigns.
Prior to real estate, Melissa spent over 9 years working in Financial Services for Fidelity Investments